聚焦“房奴”们争论热点 是否要提前还贷?
2009
07/29
10:58
3685
[b]正方观点:
厦门郑先生:[/b]
2007年底,我和妻子在厦门岛外买了一套85平方米的房子,当时房价差不多7000元/平方米,在父母的帮助下我们付清了20万的首付,在建行办的商业贷款为40万15年期按揭,由于当时我们都刚刚参加工作不久,公积金还未缴满一年,所以组合贷款的想法也泡汤了。
当时的月供是3370元,由于工作较为清闲,平日里老婆在淘宝上经营一家网店,每月手头有些额外收入。以下是我的三次提前还贷经历:2008年7月份,住房公积金提前归还8150元,月供少50元左右;200
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