按揭购房的相关知识
2010
05/16
13:22
3838
首先，了解一下按揭一词的的含义：
在九十年代初随着房地产业的兴起按揭一词逐渐被人们所了解。其实，按揭一词是从香港传入，是英语Mortgage的粤语音译，有些购房者认为按揭就是指按揭贷款或抵押贷款，事实上按揭是一种法律关系，属于英美平衡法体系，并不存在于我国现行的法律体系中，所以对一般购房者来说理解起来有一定难度。在这里简单的说，一般就是指按揭购房。
所谓按揭就是指购房者向开发商购买房屋时，先付一定比例的首付房款，其余的房款通过向银行贷款，由银行替你给开发商，并将你所购买的这套房产抵押给银行作为还贷的保
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