七类购房情况判定为二套房
2010
05/19
08:23
3008
根据新"国十条"，对贷款购买第二套住房的家庭，贷款首付款比例不得低于50%，贷款利率不得低于基准利率的1.1倍。记者从四大国有银行获悉，虽然银监会、北京银监局关于新房贷政策尚未出炉，但各大行已在执行新政策。
此前，住建部副部长齐骥在做客中国政府网时表示，关于二套房的认定，在个人住房贷款中，居民家庭的住房套数应该依据借款人在拟购房所在地的房屋登记信息系统中，他的家庭，包括本人、配偶及其未成年子女名下所有的住房登记记录以及其他相关信息来做认定。"鉴于有一些城市房屋登记信息系统还不是十分完善，所
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