楼市新政后房贷七大变化 三套房已全面停贷
2010
06/09
09:23
3115
多轮楼市调控政策对房贷市场的影响正逐渐显现。记者昨天从各大银行及专业个贷机构伟嘉安捷获悉，自楼市调控政策陆续发布以来，在银行审核和发放个人住房贷款的操作过程中，出现了七大变化。
[b]变化之房龄：贷款房屋房龄受限[/b]
案例：北京人小唐近期看中了一套建于1986年的二手房，但在申请贷款时，却被银行以房龄超过20年为由拒绝。
求证：记者昨天从银行方面获悉，目前各银行对贷款房屋房龄的审核较以往更为严格，现阶段，多数银行对于房龄在20年以上的房产基本是不受理贷款申请的。不过一家国有银行信
来源：
随州门户网
发布人：
随州正成地产
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